Legal Terms & Disclosures

Effective Date: July 2026

Welcome to the website of Cedar Bay Capital Management LLC, which conducts business under the brand Cedar Bay Private Credit (collectively, "Cedar Bay," "we," "our," or "us"). By accessing or using this website, you acknowledge that you have read, understand, and agree to these Legal Terms & Disclosures.

Informational Purposes Only

The information contained on this website is provided solely for informational purposes and should not be construed as investment, legal, tax, accounting, or other professional advice. Nothing contained herein constitutes an offer to sell or a solicitation of an offer to purchase any security, investment advisory service, or investment product.

Any opportunity to invest in a Cedar Bay-managed investment vehicle will be made only through definitive offering documents, including, where applicable, a Private Placement Memorandum, Limited Partnership Agreement, Subscription Agreement, and other governing documents. Such documents should be reviewed carefully before making any investment decision.

No Offer or Solicitation

This website does not constitute an offer to sell or a solicitation of an offer to purchase any security or investment advisory service in any jurisdiction where such offer or solicitation would be unlawful or where Cedar Bay is not authorized to conduct business.

Any investment opportunity referenced on this website may only be available to investors who satisfy applicable eligibility requirements, including accredited investor, qualified client, or qualified purchaser standards, where applicable.

Forward-Looking Statements

This website may contain forward-looking statements regarding market conditions, investment strategies, expected performance, target returns, business objectives, or future events. These statements are based on current expectations, assumptions, and estimates that involve known and unknown risks and uncertainties.

Actual results may differ materially from those expressed or implied. Cedar Bay undertakes no obligation to update any forward-looking statements except as required by applicable law.

Past Performance

Past performance is not indicative of future results. Historical investment performance, realized returns, case studies, or representative transactions presented on this website should not be relied upon as an indication of future investment performance.

All investments involve risk, including the possible loss of principal.

Target Returns and Projections

Any target, projected, expected, illustrative, or estimated returns, yields, cash flows, or investment outcomes referenced on this website are presented solely for informational purposes. They are based upon assumptions that may not prove accurate and should not be interpreted as guarantees or predictions of future performance.

Actual investment results may differ materially.

Investment Risks

Private credit and alternative investments involve substantial risks, including but not limited to:

Loss of some or all invested capital
Illiquidity
Interest rate risk
Credit risk
Borrower default
Market volatility
Economic and geopolitical events
Regulatory and tax law changes
Valuation uncertainty
Concentration risk

Prospective investors should carefully review all offering materials and consult their own legal, tax, accounting, and financial advisers before making any investment decision.

Third-Party Information

Certain information contained on this website may be obtained from third-party sources believed to be reliable. Cedar Bay does not independently verify all such information and makes no representation or warranty regarding its accuracy, completeness, or timeliness.

No Client or Fiduciary Relationship

Accessing or using this website does not establish an investment advisory, fiduciary, or client relationship with Cedar Bay. Such a relationship exists only pursuant to a written agreement executed by Cedar Bay and the applicable client or investor.

Intellectual Property

All website content, including text, graphics, logos, trademarks, branding, images, design elements, reports, and other materials, is owned by or licensed to Cedar Bay unless otherwise indicated and is protected by applicable intellectual property laws.

No portion of this website may be copied, reproduced, distributed, modified, displayed, transmitted, or otherwise used without Cedar Bay's prior written consent.

Third-Party Websites

Links to third-party websites are provided solely for convenience. Cedar Bay does not control, endorse, or assume responsibility for the content, accuracy, security, or privacy practices of any third-party website.

Website Availability

While Cedar Bay strives to maintain the accuracy and availability of this website, we do not warrant that access will be uninterrupted, error-free, or free of viruses or other harmful components. Cedar Bay reserves the right to modify, suspend, or discontinue any portion of the website at any time without notice.

Limitation of Liability

To the fullest extent permitted by applicable law, Cedar Bay disclaims all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to the use of, or reliance upon, this website or its contents.

Governing Law

These Legal Terms & Disclosures shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

Changes to These Terms

Cedar Bay reserves the right to modify these Legal Terms & Disclosures at any time without prior notice. Continued use of this website following any changes constitutes acceptance of the revised terms.

Contact Information

For questions regarding these Legal Terms & Disclosures, please contact:

Cedar Bay Capital Management LLC
Conducting business under the brand Cedar Bay Private Credit

Email: info@cedarbaycap.com